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The net interest income grows by 2.6% in the first half with respect to the same period of 2016, due to the most intense reduction of interest expenditure (-28%) compared to interest income (-8%) and represents 1.12% on the balance sheet, 4 bp more than in June 2016. Income for net fees grows by 13.5% compared to 2016, mainly boosted by income from marketing and management of off-balance-sheet products.
Operating costs rise by 7.9% year-on-year, due to the inclusion of BPI (resulting from its integration in CaixaBank) and other expenses linked to restructuring processes. Discounting these effects, operating costs have remained practically stable compared to the first half of 2016.
III Financial Meeting, Andrea Enria, AEB Chairperson - 14 January 2015
Financial Education Day will be held in Spain on 2 October, for the third consecutive year, with different activities programmed throughout the country, organised within the framework of the Financial Education Plan 2013-2017, in which CECA, together with its member institutions, participates as a collaborating institution.
CECA-AEB joint institutional declaration in relation to events in Catalonia on Friday 27 October 2017.